How to take care of your finances

To be able to own your own home, you need to have an income. You also need to keep your finances in order to avoid debt.

Your income can come from different sources. For example, it can be a salary, a pension,
unemployment benefit, income support or sickness benefit.

Income can vary from month to month and can be paid at different times. If your income is irregular, it can be difficult to plan your finances and there is a risk of getting into debt if you incur an unplanned expense.

For your peace of mind and to increase your chances of owning your own home, it is important to keep track of your income and expenditure and to be able to make a budget.

It is also good to know what your rights and obligations are if, for example, you have bought something that doesn't work or if you have bought something online that you regret.

Thematic meetings where you can learn more

Our housing counselors and budget and debt advisors hold themed meetings on financial matters. They give you an opportunity to increase your knowledge of how to manage your finances pdf, 2.4 MB..

At the meetings we go through, among other things

• different types of income and expenditure
• how to plan your finances and make a budget
• how debts arise and how you can sort them out
• your rights and obligations when buying
• contracts
• what to do if you make a mistake or regret a purchase.
  

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